If you’re self-employed or have non-traditional income, Bank Statement Loans with Robert Tyree provide a smooth path to homeownership. Instead of relying on tax returns that may understate your real income, this program uses actual bank deposits to show your true cash flow.

What is a Bank Statement Loan?

This is an alternative-documentation mortgage that uses 12–24 months of bank statements to determine income rather than W-2s, pay stubs, or tax returns.

Who Can Use This Program?

• Entrepreneurs

• Freelancers

• Independent contractors

• Self-employed professionals

• Business owners with write-offs on taxes

How Bank Statement Loans Work:

• Income calculated from average monthly deposits

• Can use business or personal bank statements

• Higher loan amounts compared to traditional programs

• Flexible terms and competitive options

• Great for borrowers with strong cash flow but complex tax returns

Qualification Requirements:

• 12–24 months of bank statements

• Good credit history

• Strong monthly deposits and cash flow

• Business documentation (if applicable)

• Acceptable DTI based on calculated income