Bank Statement Home Loans with Clearview Mortgage

If you’re self-employed or have non-traditional income, Bank Statement Loans with Robert Tyree provide a smooth path to homeownership. Instead of relying on tax returns that may understate your real income, this program uses actual bank deposits to show your true cash flow.

What is a Bank Statement Loan?

This is an alternative-documentation mortgage that uses 12–24 months of bank statements to determine income rather than W-2s, pay stubs, or tax returns.

Who Can Use This Program?

• Entrepreneurs

• Freelancers

• Independent contractors

• Self-employed professionals

• Business owners with write-offs on taxes

How Bank Statement Loans Work:

• Income calculated from average monthly deposits

• Can use business or personal bank statements

• Higher loan amounts compared to traditional programs

• Flexible terms and competitive options

• Great for borrowers with strong cash flow but complex tax returns

Qualification Requirements:

• 12–24 months of bank statements

• Good credit history

• Strong monthly deposits and cash flow

• Business documentation (if applicable)

• Acceptable DTI based on calculated income

Explore Our Loan Programs

At Make Lending Great Again, we offer a variety of loan programs tailored to your specific needs. Whether you’re looking for a HELOC, securing financing through DSCR Loans, or using Bank Statement Loans for self‑employed borrowers, we have solutions for you. For second homes, explore our Vacation Homes and Investment Properties options. We also offer specialized VA Loans for veterans, USDA Loans for rural buyers, and FHA Loans for first‑time homebuyers. If you’re looking to buy a Single Family Residence or refinance your existing loan, we’ve got you covered with Refinances and Conventional Loans. Let us help you find the right mortgage to fit your needs!