SCR Loans for Investors with Clearview Mortgage

For real estate investors focused on cash-flowing properties, DSCR Loans offer unmatched flexibility. With Robert Tyree at Clearview Mortgage, you can qualify based on the property’s rental income—not your personal tax returns.

What is a DSCR Loan?

A DSCR (Debt Service Coverage Ratio) Loan assesses a property’s ability to pay its own mortgage using rental income rather than personal income documentation.

Who Can Use This Program?

• Real estate investors

• Buyers of long-term or short-term rentals

• Borrowers with complex income profiles

• Investors purchasing multiple properties quickly

How DSCR Loans Work:

• Loan approval based on rental income vs mortgage payment

• No tax returns or W-2s required

• Fast and simplified underwriting

• Available for single-family, multi-family, and short-term rentals

• Ideal for building large portfolios

Qualification Requirements:

• DSCR ratio typically 1.0+ (or close to breakeven depending on lender)

• Strong credit score

• Minimum reserve requirements

• Property appraisal including rental analysis

• Investment-use property (not primary residence)

Explore Our Loan Programs

At Make Lending Great Again, we offer a variety of loan programs tailored to your specific needs. Whether you’re looking for a HELOC, securing financing through DSCR Loans, or using Bank Statement Loans for self‑employed borrowers, we have solutions for you. For second homes, explore our Vacation Homes and Investment Properties options. We also offer specialized VA Loans for veterans, USDA Loans for rural buyers, and FHA Loans for first‑time homebuyers. If you’re looking to buy a Single Family Residence or refinance your existing loan, we’ve got you covered with Refinances and Conventional Loans. Let us help you find the right mortgage to fit your needs!