Refinancing is more than adjusting your mortgage—it’s a strategic move to boost your long-term financial health. With Robert Tyree at Clearview Mortgage, you get personalized refinance options that help you reduce your rate, shorten your term, access equity, or consolidate debt with ease and clarity.

What is a Refinance?

A refinance replaces your current mortgage with a new one, giving you the chance to secure better terms, reduce costs, or tap into your home’s equity.

Who Can Use This Program?

This program is ideal for:

• Homeowners seeking lower monthly payments

• Borrowers who want a shorter loan term

• Anyone looking to switch from an adjustable rate to a fixed rate

• Owners needing cash for renovations, investments, or major expenses

How Refinances Work:

• Your existing mortgage is paid off and replaced.

• You can choose a rate-and-term refinance or a cash-out refinance.

• Appraisals may be required to determine current home value.

• Lower interest rates can significantly reduce long-term costs.

• Closing costs can be rolled into the loan depending on loan type.

Qualification Requirements:

• Stable income and employment history

• Credit score that meets lender standards

• Acceptable home equity (varies by program)

• Debt-to-income ratio within allowable limits